worth worrying about

Honest verdicts on the things that keep you up at night.

We run the numbers on the big money, housing and career questions of your 20s and 30s. Then we tell you how much to worry and what to do about it.

Lead verdict · Housing
Am I getting left behind financially by not buying a home?
Worth a thought

Not if you invest the difference. Buying only pulls ahead after about 10 years, and never by much.

Net worth, US typical
BuyRent + invest
$1.2M$800k$400k$0Break-even, year 9.9Year 01530
Read and test it

More topics

7 topics · 1 published
Work & AIRisk check
Is my work in danger of being taken over by AI?
In research, no verdict yet

How exposed each occupation’s tasks are, from research on real task data rather than headlines.

MoneyVerdict · Calculator
Is inflation eating my savings?
In research, no verdict yet

What savings accounts actually pay, set against what prices are doing.

MoneyVerdict · Calculator
Am I saving enough for my age?
In research, no verdict yet

The popular rules of thumb, tested against what people your age have saved.

WorkVerdict
Is it too late to switch careers at 30?
In research, no verdict yet

What happens to pay in the years after a career switch, and how long any dip lasts.

HousingVerdict
Is the housing market about to crash?
In research, no verdict yet

Supply, rates and forced sales: the things that made past crashes, checked against today.

HousingData map
Where can I afford to live near public transport?
In research, no verdict yet

Home prices near rail stops, on one map.

Test it with your own numbers

These topics have a tool built in. Put in your own numbers and get your own verdict.

Housing · Calculator · US and DenmarkAm I getting left behind financially by not buying a home?Your rent, your price, your verdict.
Coming soon
Work & AI · Risk checkIs my work in danger of being taken over by AI?How exposed each occupation’s tasks are, from research on real task data rather than headlines.
Coming soon
Housing · Data mapWhere can I afford to live near public transport?Home prices near rail stops, on one map.

Three possible answers

Every page lands on one of them. We show the assumptions, so you can argue with a number instead of the whole piece.

Not worth worrying aboutThe fear is louder than the data. Carry on.
Worth a thoughtIt depends on your situation. We show which variables tip it.
Worth worrying aboutThe numbers back the worry. Here’s what to do this month.